Legal Disclaimer

The information on this website is for general guidance and interest only. It does not take into account the particular financial situation of any potential readers. The information on this site is provided on the understanding that the authors and publishers are not engaged in providing accounting, tax, legal, or other professional advice. Before making any decision or taking any action which may affect your personal finances or business, professional advice should be sought. The application and impact of laws and regulations can vary widely depending on the specific facts involved. While every effort has been made to ensure the accuracy of information on this site, errors can occur. Given the changing nature of laws, rules and regulations and the risks inherent in electronic communication, there may be delays, omissions or inaccuracies in information contained in this site.

All content on the site and all services provided through it are provided "as is", with no guarantees of completeness, accuracy or timeliness, and without representations, warranties or other contractual terms of any kind, express or implied. Horton & Associates Pty Ltd ("Horton & Associates") does not represent or warrant that this Site, the various services provided through this site, and/or any information, software or other material downloaded from this site, will be accurate, current, uninterrupted, error-free, omission-free or free of viruses or other harmful components.

The personal information you provide to us will be retained only for as long as necessary to fulfil the purposes for which the information was collected or as required by law. We do not share personal information with third parties except as necessary to carry out our business or as required by law or other legal processes, and we never sell your personal information.

Horton & Associates and its employees will not be liable for any special, indirect, incidental, consequential or punitive damages or any other damages whatsoever, whether in an action of contract, statute, tort or otherwise, relating to the use of information on this site.

Horton & Associates bears no responsibility whatsoever for the content, accuracy or security of any websites that are linked to this website which are maintained by third parties, over which it has no control.

Liability limited by a scheme approved under Professional Standards Legislation.